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Supplier bills, sorted by Monday.

Your Bills Employee watches your inbox. The moment a supplier emails an invoice, it reads the PDF, picks the right Xero account code, and lines the bill up for your one-tap approval.

Two-minute setup · Gmail read-only, Xero drafts-only · cancel any time
Hammer & Co Hornby
409 Main South Road, Hornby
Christchurch 8042, NZ
GST 67-892-118
Tax invoice.
Invoice no. INV-23874
Billed to
Your Business Ltd
Trade #44182
Issue date
12 May 2026
Due
26 May 2026
14 days · 20th
Description Qty Unit Amount
Fibre Cement Sheet 2400×1200×6mm
SKU 218-441-09
8 $54.20 $433.60
Standard Plasterboard 13mm
SKU 117-882-21
4 $48.90 $195.60
Coastal Paints Low Sheen 4L
SKU 882-991-04 · "Triple Black White"
2 $52.20 $104.40
Subtotal$732.61
GST 15%$109.89
Total due$842.50
Pay via Direct Debit · ANZ 06-0837-0292-001 Thank you ·
f
Read & coded.
5710 Building materials. Same as your last 23 Hammer & Co bills.
A day in the life

Your Monday morning, scripted.

Twelve bills land between Friday afternoon and Monday breakfast. By the time you've poured the coffee, the Bills Employee has already done the reading. Here's what happens, in order.

Sun · 4:12 pm

A supplier emails an invoice.

Hammer & Co pings your AP inbox with a PDF on a Sunday afternoon. You're at the beach. The Bills Employee opens it for you.

Supplier
Sun · 4:12 pm +04 sec

Reads it. Codes it. Files it.

OCR pulls supplier, total, GST, and the invoice ref. It checks your last 90 days of coding. Hammer & Co bills always go to 5710 Building materials, so that's what it picks.

The Bills Employee
INV-23874.pdf
Total$842.50
SupplierHammer & Co
Total$842.50
GST$109.89
Due26 May
Code5710
Mon · 9:42 am +17 hr

Queued for your one tap.

By Monday morning the bill is at the top of your queue alongside eleven others. Each row tells you exactly why the AI is confident. Same supplier, same code, same shape as the last forty bills.

Today's queue
Hammer & Co Hornby
INV-23874 · 5710 Building materials
$842.50
City Building Supplies Riccarton
INV-882041 · 5710 Building materials
$1,284.20
FuelCard Co
CARD-04488 · 6320 Vehicle fuel
$312.74
Mon · 9:51 am +9 min

You tap. It pushes.

One thumb-tap (or ⌘↵ for the keyboard crowd) and the bill lands in Xero as a draft. Your usual payment run still owns the actual money. Twelve seconds a bill. Not twenty minutes.

You

Pushed to Xero

as a draft bill, ready for your payment run
XERO DRAFT REF D-882044
Why it works

Bills compound. So does the time you spend on them.

The average small business spends three hours a month coding bills and chasing PDFs out of Gmail. We did the napkin math. Yours might land lower.

BEFORE

The old loop.

3h
PER MONTH
~12m
PER BILL
  • Switch to Gmail, find the supplier email
  • Download the PDF, open it, squint at the GST line
  • Switch to Xero, type the supplier name, hunt the code
  • Realise this one's a duplicate, scroll back to last month
  • Tab back to Gmail, repeat ×11
AFTER

With your Bills Employee.

48s
PER MONTH
~4s
PER BILL
  • Open the queue. Everything's pre-coded.
  • Glance at the AI's reasoning, tap to approve
  • Duplicates and oddities are already flagged for you
  • Bill lands in Xero as a draft, ready for payment run
  • Two hours fifty-nine minutes back in your week
What it touches

A narrow, honest scope.

Three surfaces. Read-only where it can be, write-only-as-a-draft where it must be. Money never moves without your hand.

Gmail
SCOPE · READ ONLY
Reads supplier invoice emails
PDFs from senders that match a known supplier. Everything else is ignored.
×
Reads anything else
Personal mail, calendar invites, marketing. Out of scope. Always.
×
Sends or deletes
No write access. Cannot reply, archive, label, or remove a single message.
Fylo (this app)
SCOPE · YOUR APPROVAL
Queues bills for your tap
Every bill, every time. The AI proposes; you dispose.
Learns from your edits
Re-code something once and the next bill from the same supplier comes pre-coded that way.
×
Auto-approves anything
Every bill needs your green light. Unless you opt a single supplier in to small-dollar auto-approve.
Xero
SCOPE · DRAFTS ONLY
Pushes draft bills
Lands in your bills inbox, ready for your normal payment run.
×
Pays a supplier
Cannot move a cent. Payment authority stays in your hands.
×
Edits anything other than bills
No payroll, no reconciliation, no chart-of-accounts changes. Bills draft scope, full stop.

Get back the three hours.

Connect Gmail and Xero in two minutes. Your first ten bills are free. See how it codes them before you decide if it stays.

No card. Read-only Gmail. Drafts-only Xero. Cancel any time.